JM Bullion vs APMEX (2026): Shipping, Payment Fees and Selection Compared
By Mark Sandulli · Founder & editor · Updated October 21, 2026 · Not financial advice
Short answer: JM Bullion and APMEX are two of the biggest online bullion dealers, and their basic terms are close: both ship free on orders of $199 or more, and both take about 4% off if you pay by bank transfer, check or wire instead of card or PayPal. The real differences are selection (APMEX has more graded and collector coins), international shipping (APMEX ships abroad; JM ships to U.S. addresses only) and price on the day you buy. For plain bullion, compare the delivered price for the same coin at both.
Side by side
| JM Bullion | APMEX | |
|---|---|---|
| In business since | 2011 | 2000 |
| Headquarters | Dallas, Texas | Oklahoma City, Oklahoma |
| Owner | Gold.com (formerly A-Mark Precious Metals), since 2021 | Not covered here |
| Free shipping | Orders of $199 or more | Orders over $199 |
| Shipping below that | Fee not listed on its shipping page ($7.99 when it set the $199 threshold in 2020) | $9.95 (U.S. orders) |
| Bank transfer, check or wire | 4% less than card or PayPal | 4% discount (check, eCheck, wire) |
| Crypto | Accepted; 3% less than card | Bitcoin, Bitcoin Cash and Ethereum through BitPay; 3% discount; up to $400,000 a week |
| Products | Gold, silver, platinum and palladium bullion; rare coins, including pre-1933 U.S. gold | Gold, silver, platinum and palladium bullion; graded, collector and pre-1933 U.S. gold coins |
| Ships to | U.S. addresses only | U.S. and international |
| Selling back | Online buyback tool | Buys back metal |
| Shipping insurance | Every package fully insured in transit | Insured (check terms at checkout) |
Price
Neither dealer is always cheaper. Premiums change daily and differ by product. Customers often say APMEX’s premiums run higher than low-cost dealers on plain bullion. The only reliable test is to put the same coin or bar in both carts, choose the same payment method, and compare the total delivered price. What is a fair premium over spot? →
Shipping
Both ship free at $199. Below that, APMEX charges $9.95 on U.S. orders. JM Bullion’s shipping page doesn’t list its fee; when it raised the free-shipping threshold to $199 in 2020 it announced $7.99 below that, so check the total at checkout. JM uses USPS, FedEx, UPS or armored car depending on the order, and insures every package until delivery is confirmed.
Paying
At both dealers the card or PayPal price is the highest. Paying by bank transfer, check or wire saves about 4%; on a $5,000 order that’s about $200. Both take crypto at about 3% off the card price. APMEX takes Bitcoin, Bitcoin Cash and Ethereum through BitPay, with a $400,000 weekly limit.
Selection
Both carry gold, silver, platinum and palladium bullion and some rare coins. APMEX’s range of graded, collector and pre-1933 coins is among the largest online. If you want a specific graded coin, start with APMEX. For common bullion coins and bars, either will have it.
Which one should you choose?
Choose JM Bullion if you’re buying common bullion in the U.S. and its delivered price is lower that day. Read our JM Bullion review.
Choose APMEX if you want a specific graded or collector coin, you live outside the U.S., or its delivered price is lower that day. Read our APMEX review.
See JM Bullion prices →See APMEX prices →
Frequently asked questions
Is JM Bullion or APMEX cheaper? It depends on the product and the day. Compare the delivered price for the same item, paying the same way.
Do JM Bullion and APMEX have free shipping? Yes, both on orders of $199 or more.
Does APMEX take bitcoin? Yes: Bitcoin, Bitcoin Cash and Ethereum through BitPay, at a 3% discount. JM Bullion also takes crypto.
Who owns JM Bullion? Gold.com, formerly A-Mark Precious Metals, which bought it in 2021.
Where to buy
Ready to buy? Compare these dealers
- Free shipping
- $199+
- Pay by bank
- 4% off
- Known for
- Wide range
View priceson JM Bullion’s website- Free shipping
- $199+
- Pay by bank
- 4% off
- Known for
- Big selection
View priceson APMEX’s website- Free shipping
- $199+
- Pay by eCheck
- 4% off
- Known for
- Low premiums
View priceson SD Bullion’s website- Free shipping
- $499+
- Pay by bank
- About 4% off
- Known for
- Collector coins
View priceson Bullion Exchanges’ website
“4% off” means paying by bank transfer or eCheck instead of card, per each dealer’s site. We don’t rank dealers; prices change daily. Compare the total delivered price for the same coin, and pay from your bank account if you can. We may earn a commission from these links; it never changes the order. How we make money.
Sources: JM Bullion shipping and insurance page, checked October 21, 2026 · JM Bullion free-shipping announcement, August 2020 · JM Bullion history and payment pages, checked October 16, 2026 · APMEX bitcoin FAQ, checked October 21, 2026 · APMEX history, payment and shipping FAQs, checked October 16, 2026 · Gold.com press release, November 2025 · FindBullionPrices dealer profiles and customer reviews, 2024–2026
About this guide
Written by Mark Sandulli, founder of BestGoldPrice.com. Mark is not a financial advisor, tax professional, attorney or precious-metals dealer. This guide is general information based on public sources, not financial, tax or legal advice, and it may contain errors or be out of date. Precious metals can lose value. Confirm prices, fees and rules with the company and a licensed professional before you buy. We may earn a commission from some links. Read our full disclaimer.
